How Zivra works

Four simple steps.

A straightforward path from setting up Zivra to using rewards built through eligible everyday spending.

Questions

Clear answers, without assumptions.

Product details remain conditional where final eligibility, partners, destinations or reward economics have not been confirmed.

What is Zivra?

Zivra brings an account, card, recurring payments, spending visibility and rewards into one connected experience.

Is Zivra a bank?

No. Zivra B.V. is a technology company. Certain financial services are provided by regulated financial partners.

How does rent work?

You can set up a recurring rent payment. Eligible rent can contribute to rewards; final eligibility rules remain subject to confirmation.

What does eligible spending mean?

Only spending that meets Zivra’s final eligibility rules can contribute to rewards. Those rules are not yet confirmed.

How are rewards earned?

Eligible rent and everyday spending can earn Zivra rewards automatically. Final earning rules and values are not yet confirmed.

What can rewards be used for?

Zivra is designed to let you discover and use rewards on participating places and experiences. Current website examples are illustrative.

Are the places shown confirmed partners?

No. Images, places and product examples shown on this website are illustrative and do not represent confirmed partnerships.

Why are reward rates not shown?

Final reward economics have not been confirmed, so Zivra does not publish or imply a rate, cash value or guaranteed outcome.

How do I open Zivra?

Select Get started to see the available onboarding options. Official app and web destinations still need to be connected.

Can I download the app now?

An official app-store destination has not yet been provided, so the website does not link to one.

Where can I learn about the product?

Visit the Product page for the account, rent, everyday spending and card experience, or Rewards for the complete rewards journey.

Pay rent, spend normally and earn rewards with Zivra.